Homeowners insurance covers your home and your possessions, but it also covers liability. Liability is the part of your homeowners insurance that protects you if someone gets hurt on your property. With anything that happens (dog bite*, broken arm from a fall from a trampoline, a cracked hip from a slip on a deck, etc.) […]
What is the 80% Rule for Homeowners Insurance?
The 80% rule refers to the fact that most insurance companies will not fully cover a claim for damage to your house due to the occurrence of an insured event (such as a fire or wind damage) unless you have purchased insurance coverage equal to at least 80% of you house’s total replacement value. In […]
Safe Driving in Work Zones
We’ve all run into road construction on our daily work commutes and weekend travel. While it’s not always convenient to slow down or stop to accomodate the construction barriers, it is of the utmost important to be cautious and courteous in construction zones for the safety of road workers, fellow drivers and yourself. Many areas […]