Commonly Asked Questions: What is the difference between Collision and Comprehensive coverage? Collision coverage in your auto insurance pays for repairs to your vehicle in an accident that you caused, while comprehensive coverage pays for repairs to your vehicle that is damaged due to a natural disaster, fire, theft and even animal crashes. Without these […]
Life Insurance Q&A
“What is the average cost of a funeral?” “I am the main provider for my family of four. What if something happens to me?” “Life insurance is just so expensive. How could I afford it?” These are just a few questions I’ve run into about life insurance. Let’s answer: The average cost of a funeral […]
Life Insurance – The Ultimate Financial Protection for Your Family
September is Life Insurance Awareness Month so now is a great time to consider this extra level of protection for your loved ones. Depending on factors such as age and health status, life insurance can be relatively inexpensive (especially considering the staggering cost that could be incurred by your family in the event of your […]
Property Losses and Your Taxes
Irrecoverable Property Loss? The IRS Could Be Your Friend. Even though we are big fans of insurance and its valuable place in your protection planning, we also understand this basic truth: No one wants to have a claim. Yet when that times comes, your agent knows your homeowners policy will have a chance to prove […]
COVID-19 Resouces Page
In an effort to help simplify some of the online COVID-19 resources for businesses, we have added a resources section to our website. Here you will find links to the DOL, CDC, EEOC, IRS, U.S. Small Business Admin., etc. – all providing critial information for you and your employees. Check it out: https://cp-ins.com/covid-19-critical-information-for-employers/ Cross Pointe is […]
We Are Here in Your Time of Need
This is an unprecedented time for our country. While social distancing, self-quarantining and close-downs continue, Cross Pointe wants everyone to know that we are here and ready to take care of your insurance needs. Most of our locations have converted to home offices for the safety of our clients and team members, and we are […]
Rainy Season is coming….so Flood Insurance
As winter winds down (fingers crossed!), Spring is on the horizon. And with Spring comes rain so now is a great time to prepare. Part of your preparation should include the consideration of flood insurance. In 2019, a great many of us endured a tremendous amount of rain and some significant flooding. It’s important for […]
Welcome to the Team…Cross Pointe merges with Offenhauser and United
We are very pleased to announce that Cross Pointe has merged with two agencies in Texas and Arkansas. Offenhauser & Co. is an independent insurance agency (est. 1882) with locations in Texarkana, Atlanta, Mt. Pleasant, San Antonio and Austin, Texas. Providing commercial property & casualty insurance programs, employee benefits and personal insurance, their areas of […]
Winter Weather Driving
Even though Spring is around the corner, we still have a handful of weeks of winter weather to endure. In fact, today is one of those snowy, icy days. Regardless of the weather, many of us have places to be and things to do. If you must brave winter roads, I advise you to remember […]