At Cross Pointe Insurance Advisors, we protect farms and ranches of all types and sizes with different coverage limits and risks depending on the type and size of farm. A farm and ranch policy will protect your farm or ranch for losses to your home or dwelling, farm property and liability risks.
If your farm or ranch is a business as well, you may want to consider other additional coverages like loss of income, workers compensation, commercial auto and errors and omissions. The different options and coverages for a farm & ranch policy can be confusing, so having an independent agent is advantageous to explain the details.
Farm & Ranch Coverages in
Representing virtually all farm & ranch insurance carriers, our policies offer many coverage options so you can balance how much risk you’re willing to assume with the premium you’re willing to pay.
Most farm & ranch policies cover:
- Home protection – in the even of wind, fire or hail
- Home belongings
- Liability protection
- Injury to another person or property damage
- Legal defense
- Can also cover barns and other structures