Commercial Umbrella Insurance (or Excess Liability coverage) helps protect your business from the risk of large lawsuits against your company. It’s a form of liability insurance that covers you when your general liability (GL), auto liability or other coverages aren’t sufficient to pay for damages. Although fairly rare, a large judgement againt your business can […]
Homeowners Insurance & Liability – How Much Do You Need?
Homeowners insurance covers your home and your possessions, but it also covers liability. Liability is the part of your homeowners insurance that protects you if someone gets hurt on your property. With anything that happens (dog bite*, broken arm from a fall from a trampoline, a cracked hip from a slip on a deck, etc.) […]